Our Mission

Sam Turner Road Affordable HousingThe mission of the Falmouth Housing Trust is to enhance the community of Falmouth by developing and maintaining sustainable, affordable, and attainable workforce housing.

Who We Are

Organized in 1986, the Falmouth Housing Trust, Inc. became an independent 501(c)3 charitable organization that works in conjunction with local agencies and town government to provide housing options for our workforce.

What We Do

The Trust works to develop and maintain affordable workforce housing for low-to-moderate income people – individuals or families living in Falmouth who earn 80% of Area Median Income (AMI) or less.

The Trust also works to develop housing that is affordable and attainable for households earning up to 100% and 120% of Area Median Income (AMI).

Barnstable County 2024 AMI-Max Income

Household Size 1 Person 2 People 3 People 4 People 5 People 6 People
80% AMI-Max Income $68,500 $78,250 $88,050 $97,800 $105,650 $113,450
100% AMI-Max Income $85,625 $97,813 $110,063 $122,250 $132,063 $141,813
120% AMI-Max Income $102,750 $117,376 $132,076 $146,700 $158,476 $170,176

The Falmouth Housing Trust builds homes for 80% AMI households, as well as for households earning up to 100% and 120% of AMI.

Applicants may be eligible for housing with income at or below 80%, 100% and 120% AMI (see table), and less than $75,000 in assets.

With an eye toward small, strategic projects, the Trust acquires properties and creates housing to fit into the landscape of the community. This housing is sold to qualifying, working individuals at affordable prices.

FHT works with neighbors and the Town of Falmouth in an effort to create housing that is supported and accepted by the community.

Properties are built or renovated to Energy Star standards and include modern conveniences. Typically, house sizes range from two-three bedroom with one-two bathrooms and include an open floor plan.

The Trust also owns and manages the Odd Fellows Hall rental property that consists of four micro unit apartments.