PLEASE CONSIDER DONATING TO THE TRUST TODAY!
We need your help to raise funds for…
Home Buy Down Program
New Projects Fund
General Fund
Ways to Give
Gifts to the Falmouth Housing Trust, Inc. help us to fund special projects, add programming, and serve more Falmouth constituents.
Falmouth Housing Trust, Inc. is a 501(C)3 nonprofit organization; all gifts are tax deductible.
Falmouth Housing Trust, Inc. accepts all donations. You may designate donations to where it’s most needed or as a restricted donation for a particular use or project.
If you would like to make a special gift, please contact Kate Ayson, Chief Development Officer at the Falmouth Housing Trust, by phone 508-540-2370 or email: kate@falmouthhousingtrust.org.
Ways of Giving
Gifts of Cash
Check or Money Order
Please make checks payable to Falmouth Housing Trust, Inc.
Credit Card
Selling or Donating Property to FHT
If you donate property to FHT you are entitled to a charitable tax deduction for the full value of the property. FHT would collaborate with you to ensure the best possible use of the property. If you choose to sell your property to FHT for less than it’s worth, you would also be entitled to a charitable deduction on the difference between the sale amount and the property value. By helping FHT to acquire property, you could be part of the solution to Falmouth’s housing crisis.
An Unbuildable or Undersized Lot
If you own property that is undersized and too small for you to build upon, you could choose to sell or donate it to Falmouth Housing Trust. As a nonprofit that develops affordable housing, FHT can apply for a comprehensive permit that would allow FHT to create much-needed housing on lots that would not otherwise meet minimum size requirements.
Will or Bequest
Including the Falmouth Housing Trust, Inc. in your will or trust is the most frequent method of deferred giving. It requires simple language, such as: “I give, devise, and bequeath to Falmouth Housing Trust, Inc. all (or a percentage) of the residue of my estate to be used in such a manner as its Board of Directors determines for its general purposes.” This type of gift can be an important way to help Falmouth Housing Trust ensure that we will continue to serve the housing needs of Falmouth for years to come.
Gifts of Securities
You can make a bigger impact by giving appreciated securities including stocks, bonds or mutual funds to the Falmouth Housing Trust. Donating appreciated stock is better than giving cash because you can take a charitable deduction for the fair market value on the day of the gift, thereby avoiding capital gain taxes. Please contact Karen Bissonnette, Chief Development Officer, for more information and delivery instructions at 508-540-2370.
Gifts from your IRA
If you are 70 1/2 or older,you can make a Qualified Charitable Distribution (QCB) from your IRA to FHT. This tax benefit allows you to transfer up to $105,000 per person directly to a qualified charitable organization.At age 73, QCB also counts toward your Required Minimum Distribution for the year. At any age, you can designate FHT as the beneficiary of all or a percentage of your IRA and it will pass to us tax-free after your lifetime.
Gift Annuity
An annuity guarantees life income to the donor while providing a future benefit to the Falmouth Housing Trust, Inc.
Charitable Trusts
Charitable trusts provide a vehicle for a donor to establish a final gift for the Falmouth Housing Trust, Inc. while earning income from the established trust during the donor’s lifetime.
Life Insurance
By purchasing a life insurance policy and designating the Falmouth Housing Trust, Inc. as the irrevocable owner and beneficiary, a donor’s annual premium is considered a charitable contribution and the policy may create a gift much larger than a donor might otherwise be able to contribute. Another option is the donation of a paid life insurance policy to the Falmouth Housing Trust, Inc.
Matching Gifts
Many large corporations have established a program to match contributions made by their employees to charitable organizations. For more information, please check with your benefits or human resource manager or contact the Falmouth Housing Trust, Inc. to inquire.
Memorial or Honorary Gift
If you have a family member or friend whose life has been touched by Falmouth Housing Trust Inc. or its mission, we hope you’ll consider making a gift to us in honor of that person. Providing a gift establishes a living tribute that allows you to honor a loved one or yourself while supporting our continuing efforts and receiving personal financial benefits from your contribution. All donations are personally acknowledged (without mention of the monetary amount) and sent to the honored relative or friend or to the family of the deceased.
In-Kind Gifts
Many businesses and individuals make in-kind charitable gifts. These are gifts of services or items that have a monetary value, but no exchange of currency takes place. In-kind donations include building materials and supplies, labor, or professional services.
In-kind gifts are acknowledged and may be taken by the donor as a charitable tax-deduction; however the Falmouth Housing Trust, Inc. is unable to value such gifts per IRS regulations. Typically, a donor can calculate the value of such a gift in accordance with IRS tax regulations with the assistance of their certified public accountant.

Stephanie McDowell is a CPA based in Falmouth with over 30 years of accounting and tax experience. She serves individuals and small businesses, with a specialization in Construction clients. She also works extensively with estate and trust taxation.
Thomas Zine
Brendan Crane is Vice President of Crane Appliance, a family-owned appliance company serving Cape Cod and the Islands for more than 40 years. Prior to joining the family business, Brendan built a career in entertainment and media, specializing in non-fiction storytelling and creative strategy with a strong focus on nonprofit partnerships and social impact projects. He brings a creative, community-focused perspective to both business and civic involvement in Falmouth.
Lori Andrews has held a variety of leadership roles in HR, finance, audit and IT during a 40+ year career in financial services-insurance, public accounting and government. Lori retired from Liberty Mutual in 2021 as Senior Vice President and Manager of Global Total Rewards. In that role, ensuring more than 45,000 employees receive fair and competitive compensation and benefits worldwide. Lori has served on the Partners for Youth with Disabilities Board of Directors since 2020.
Maro Titus has a deep connection to the Falmouth Community that dates back to her childhood, shaping her passion for the area. Leveraging her successful career in healthcare administration, Maro has transitioned her expertise to Kinlin Grover Compass Real Estate. As a dedicated agent, she strives to understand each client’s unique needs, bringing a wealth of marketing knowledge and enthusiasm to the real estate practice. With a background in executive leadership encompassing strategic planning, government affairs, and business development, Maro’s professional journey is marked by a commitment to excellence.
Sudie Gifford comes to our board with an extremely varied background in arts, education, finance, public relations, and charity work.
Ed Monteiro was President of the Board of Directors of Falmouth Housing Trust in the ‘90’s, and we are thrilled that he is back.
David Sutkowy has lived in Falmouth since 2020.
Tammy Rausch is an experienced operations and business transformation leader with a background in financial services, global operations, and strategic planning. Tammy has held leadership roles at companies including Fidelity Investments and State Street Bank & Trust, where she led large teams, improved operational processes, and managed global client relationships. Tammy is also active in community volunteering, supporting local organizations including Make a Wish, Hand in Hand Thrift Shop, and Next Chapter Book Club.
Joan Bates has lived in Falmouth with her husband, Robert, since 2002. Prior to that, the couple lived in Newton. Joan’s 25-year professional career was in special education and nonprofit management.
Joanne O’Sullivan is a real estate attorney who has been practicing law in Falmouth since 1995. She is a self-described “wash-ashore” living on Cape Cod for 30 plus years. Joanne grew up in South Boston, and graduated from the University of Chicago and Boston College Law School. Attorney O’Sullivan has primarily been a sole practitioner for the past 20 years. She is married with 2 adult children who live out of state for job opportunities. Ms. O’Sullivan joined the FHT Board of Directors in 2009 and has served in various capacities, currently as vice president.
Director, Addie Drolette, is a Falmouth native and makes her home in East Falmouth. Most of Addie’s professional career has been spent serving the mortgage financing needs of the community of Falmouth. She is presently a Senior Residential Loan Officer with Martha’s Vineyard Bank.