Are You Eligible for Affordable Housing?

What is “affordable housing”?

Affordable Housing is housing for low-moderate income persons earning up to 80% of Area Median Income (AMI). Affordable housing is also housing for families earning up to 100%, 120% or even 140% of Area Median Income.

What is Area Median Income (AMI)?

AMI is set annually by HUD based on census data for regions in the United States.

Barnstable County 2024 AMI-Max Income

Household Size 1 Person 2 People 3 People 4 People 5 People 6 People
80% AMI-Max Income $68,500 $78,250 $88,050 $97,800 $105,650 $113,450
100% AMI-Max Income $85,625 $97,813 $110,063 $122,250 $132,063 $141,813
120% AMI-Max Income $102,750 $117,376 $132,076 $146,700 $158,476 $170,176

The Falmouth Housing Trust builds homes for 80% AMI households, as well as for households earning up to 100% and 120% of AMI.

Applicants may be eligible for housing with income at or below 80%, 100% and 120% AMI (see table), and less than $75,000 in assets.

The Massachusetts Fair Housing Law, M.G.L. c.151B § 4(7B) states:
For any person to make, print, or publish, or cause to be made, printed, or published any notice, statement or advertisement, with respect to the sale or rental of multiple dwelling, contiguously located, publicly assisted or other covered housing accommodations that indicates any preference, limitation, or discrimination based on race, color, religion, sex, sexual orientation which shall not include persons whose sexual orientation involves minor children as the sex object, national origin, genetic information, ancestry, children, marital status, public assistance recipiency, or handicap or an intention to make any such preference, limitation or discrimination except where otherwise legally permitted…. read more