Our mission is to enhance the Town of Falmouth, Massachusetts, and the lives of its residents, by developing and maintaining affordable housing for the benefit of persons of low and moderate income.
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Gifts to the Falmouth Housing Trust, Inc. help us to fund special projects, add programming, and serve more Falmouth constituents.
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Affordable Home Ownership Lottery
33 Pheasant Lane in Falmouth, MA
Newly constructed, this 3-bedroom, 2.5-bath home is 1,964 square feet located on an 11,540 square foot lot.
Resale restriction. Income and asset guidelines apply.
Application Deadline: March 8, 2023 at 5PM
33 Pheasant Lane
The Need for Affordable Workforce Housing
Falmouth Housing Trust is an independent nonprofit organization. The Trust is not affiliated with the Town of Falmouth or other housing organizations, but collaborates with them to promote and develop affordable work force housing in our community.
With an eye toward small, strategic projects, we acquire properties and create housing to fit into the landscape of our community. Our housing is rented or sold to qualifying, working individuals at affordable prices.
We Work To…
- Make Falmouth affordable for the working middle-class
- Support people who live and/or work in Falmouth
- Promote affordable homeownership and rental opportunities
- Encourage employers to retain and create job opportunities
“Where we love is home, home that our feet may leave, but not our hearts.”
~ Oliver Wendell Holmes
New Project – FHT to Develop 4 New Homes on Sam Turner
On January 5, 2023, the Falmouth Zoning Board of Appeals approved for Falmouth Housing Trust to construct four (4) brand new affordable workforce homes on Sam Turner Road.
Lottery Results for Three Newly Constructed Homes at Lewis Neck Road
On Wednesday, December 14th, Falmouth Housing Trust held the lottery for the sale of its three newly built homes located on Lewis Neck Road.
FHT Fundraising Reception
Falmouth Housing Trust held its annual Building Dreams in Falmouth Fundraising Reception on Thursday, October 28th at the Woods Hole Golf Club.
Marie Bigelow retired in 2014 from Corporate Banking in Boston after 28 years, mostly with BankBoston, Citizens, and Santander Bank. Her banking experience is primarily as a Senior Credit professional with experience in diversified lending arenas including Non-Profit, Large Corporate, Middle Market, Asset Based, Leveraged Finance and Commercial Real Estate Lending. She brings strong financial analysis, real estate finance, and loan structuring experience to her new role at FHT.
David Sutkowy has lived in Falmouth since 2020. 
Director, Addie Drolette, is a Falmouth native and makes her home in East Falmouth. Most of Addie’s professional career has been spent serving the mortgage financing needs of the community of Falmouth. She is presently a Senior Residential Loan Officer with Martha’s Vineyard Bank. 
Savannah Fabbio lives in East Falmouth with her husband Jay and is a Mortgage Loan Officer for Shamrock Home Loans in Osterville. Prior to this she was an Assistant Vice President and Branch Manager for The Cooperative Bank of Cape Cod and Assistant Manager at Citizens Bank.
Dave Garrison and his wife, Lori, moved to Falmouth in 2014 after full and interesting careers in Washington DC. Dave was raised in the Boston suburbs. He has been coming to the Cape every summer since 1944. 
After completing a 35 year career in marketing and communications, most recently as Senior Vice-President of Marketing for Dunkin’ U.S. – with previous marketing leadership roles at The Gillette Company and Ocean Spray Cranberries – Tom Manchester currently sits on the board and is an investor in a start-up business, The Mobile Locker Company and is also an instructor for Sports Marketing at Stonehill College. 
Ed Monteiro was President of the Board of Directors of Falmouth Housing Trust in the ‘90’s, and we are thrilled that he is back. 
Sudie Gifford comes to our board with an extremely varied background in arts, education, finance, public relations, and charity work.
Susan Roman is the Owner of 
Troy Clarkson is an author and speaker with more than a quarter-century of experience in positions of leadership in government and public service. He has been actively involved in his beloved Falmouth since his teen years, when he wrote and published ‘The Cove Chronicle,’ a newspaper that he sold door-to-door for a quarter and that documented the lives of his friends and neighbors.
Kevin McCarthy joined the board of directors of the Falmouth Housing Trust in 2012. Kevin’s entire career has been spent pursuing various “oceans” related endeavors, first as a professional diver, followed by various senior level management positions at a number of oceanographic manufacturing companies, including Klein Associates and Teledyne Benthos. He holds a B.S. from Northeastern University and an M.B.A. from Suffolk University. In 2000, he joined Hydroid LLC, a startup subsea robotics company that was founded to commercialize the REMUS autonomous underwater vehicle technologies developed at the Woods Hole Oceanographic Institution. In 2008, the company was acquired by the Norwegian company, Kongsberg Maritime. Kevin retired from his position of Vice President of Marketing in 2010 to devote more time to his passion for wildlife photography. Some of his work can be viewed at: www.McCarthyNatureImages.com.
Information coming soon.
Information coming soon.
Joanne O’Sullivan is a real estate attorney who has been practicing law in Falmouth since 1995. She is a self described “wash-ashore” living on Cape Cod for close to 20 years. Joanne grew up in South Boston, and graduated from the University of Chicago and Boston College Law School. Attorney O’Sullivan has been a sole practitioner for the past six years. She is married and her children are enrolled in the Falmouth Public Schools. Ms. O’Sullivan joined the FHT Board of Directors in 2009 and became Vice President in 2011.
Kenneth Buckland and his family; wife Nicolette and two boys, moved to Falmouth during Hurricane Gloria in 1985. They moved to town so that Ken could take the position as the Town Planner.
Joan Bates has lived in Falmouth with her husband, Robert, since 2002. Prior to that, the couple lived in Newton. Joan’s 25-year professional career was in special education and nonprofit management.
Beth Ciarletta grew up in rural New Jersey then moved to Raleigh, NC for eighteen years where she met her husband Michael, co-founded a business, married and began their family. She relocated to Falmouth in 2012 with her husband to raise their children in a smaller community-based town, and to be closer to family. Her husband’s family lives in Norwood, MA and vacationed in Falmouth and on Cape Cod for many years.
Carey Murphy lives in Waquoit with his wife of 31 years, Martha. Their three adult sons are all employed in the ski business, a sport that Carey loves to spend his winter months enjoying. They recently sold their retail business, Kensington’s at Mashpee Commons, after owning and operating it for 29 years.